Personal Banking

Wouldn’t it be nice if your bank was also your friend and your neighbor? Someone who looks out for you and has your best interests in mind? Welcome to Congressional Bank. Meet your personal banker.

Our focus is on you, the customer, and your banking needs. Simply put, we take care of you. And because we know you, we can help protect your identity and your accounts.

Our products and services can be customized so that they work best for you and your family. Our lending department offers competitive rates and we underwrite, process and fund our mortgages right here in our main office. Checking and savings account customers rely on services like our free “Anywhere ATM,” making every bank’s ATM a free ATM for you, and online banking, bill payment and e-statements, safely and securely saving time and trees.

You can have faith in our strength and security and belief in our knowledge and professionalism - that’s service you can bank on.

Want to switch to Congressional Bank?  No problem.  See our convenient Switch Kit for detailed instructions on the quick and easy process:

Personal Banking Switch Kit

Residential Mortgages

Whether you’re buying your first place, refinancing, planning a renovation, or investing in your lifelong dream home, we have a helpful, friendly, dedicated team of residential lenders prepared to guide you through to closing. Our loans are underwritten, closed and funded locally, our rates are competitive and we have a lending solution for you.

We offer a full range of conventional and jumbo mortgages. And if your circumstances mean that your loan doesn’t fit into these easy classifications, we can offer portfolio loans that other lenders cannot.

Contact Michael Ahearn (Mortgage License #799904) at 240-476-4586 or to learn more about first and second mortgages, and refinancing options.

Congressional Bank Mortgage Lender License #652644

Financial Calculators

Deposit Services

No matter your deposit needs, we have checking and savings accounts that work for you – variable opening and minimum balances, and tiered rates of interest – so the more you bank here, the more you earn here.

  • Checking, Interest Checking and Premier Checking Accounts, coupled with ATM access and unlimited check-writing, are perfect for those who want convenient use of their funds and may want to earn interest on their checking dollars.
     
  • Money Market Accounts are well-suited for those who want to earn a higher rate of interest and desire more limited check-writing and availability of funds.
     
  • Tiered Rate Savings Accounts provide an easy way to earn more based on your savings account balances and are an ideal vehicle for accumulating funds. Start your children’s practice of saving money with these accounts.
     
  • Certificates of Deposit and IRAs offer higher interest rates than most savings accounts – and guarantee those rates of interest over a set period of time.We will suggest possibilities to meet your long term goals.

Plus, you can count on services like our "Anywhere ATM," making every bank’s ATM a free ATM for you, and free access to online banking, bill payment and e-statements.

Need more checks?  Order online at www.Deluxe.com.
 

Personal Online Banking Demo

Case Study 1

Challenge: The customer was discouraged by how slow his then-current bank was in responding to his requests and frustrated at his inability to close a loan before he left on an extended overseas trip.

Solution: Heroic efforts by our lending support team allowed him to close both a first and second residential mortgage in lightning-fast time.

 

Case Study 2

Challenge: The customer was in an assisted living facility and her funds to pay her ongoing expenses were rapidly dwindling. She had a home for sale, but no current buyer. Her sons had been to several banks to request financing so she could continue her ongoing care, to no avail.

Solution: Congressional Bank gave her a short-term financing option on her valuable home, allowing her to stay where she wished until her home sold 8 months later.

 

Safe and Secure

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Lost or Stolen Cards

For information on our company or if we can assist you in any way, please contact us at or 301-299-8810

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